Insurance

insurance accepted

At this time, Dr. Moreland is not in-network with any insurances.

what is a superbill

Superbilling is like a superhero for your medical bills. It's a way to send a super-detailed invoice, also known as a Superbill, to your insurance company. This document lists out everything about your doctor visit, helping you and your insurance company understand the costs better.

How Superbills Work in Simple Terms

1. Your Part Before the Intake: It helps you talk to your insurance company prior to the intake appointment to see if they will allow out of network providers to bill for Code 90791 and how much they will reimburse you for that code.

2. After the Intake Appointment: Dr. Moreland will create a Superbill for you that has all of the details that your insurance will need to know about your visit - including the 90791 Code and the amount you paid. She will also provide you with a Good Faith Estimate that will include the Codes that she believes will be used during your evaluation process.

3. Your Part After the Intake (Prior to the Evaluation): You will need to turn in your Intake Superbill to your insurance. You will also want to call them with the Good Faith Estimate in your hand to ask them questions regarding the evaluations (see questions below).

4. After The Evaluation Is Completed: Dr. Moreland will create a Superbill for you that has all of the details that your insurance will need to know about your evaluation- including the how many codes were used and how much you paid.

5. Your Part After the Evaluation: You will need to turn in your Evaluation Superbill to your insurance.

superbilling? Some QUESTIONS TO ASK YOUR INSURANCE

Once you've received the Detailed Good Faith Estimate, it's time to reach out to your insurance company.

Below are some questions you might want to ask them, along with guidance on what to do next:

1. Do I have out-of-network benefits that cover visits to a licensed psychologist?

2. If I'm covered for out-of-network services, will I be reimbursed the full amount I paid or a percentage? If it's a percentage, what is it?

3. What is my out-of-network deductible, and have I already met it?

4. Do I need any pre-approval for out-of-network mental health services to be eligible for reimbursement?

5. How do I go about requesting reimbursement?

For each CPT code listed on the Good Faith Estimate:

What is the maximum allowed per year for each code (number of units)?
How much do you reimburse for each unit of the CPT code?
Are there any restrictions on the number of units (e.g., units per day)?

It may be helpful share the answers to these insurance questions with the provider you've chosen. This will help them provide a more accurate estimate of the testing costs beyond what insurance may cover.

Below is an example questionnaire to help you navigate asking your insurance questions.

IF DR. MORELAND IS NOT IN NEWORK WITH YOUR PLAN:

Finding a provider covered by insurance can be tough. But don't give up! Wanna know a great way to work Psychology Today to find a provider in your area? Click HERE

If you're still stuck after searching through insurance lists and websites like psychologytoday.com, there are other options.

OPTION A: Pay upfront and ask your insurance to reimburse you by submitting a superbill.

OPTION B: Look for a provider who offers payment plans or financing like CareCredit. You can cover your evaluation costs this way and then submit the bill to your insurance for reimbursement. Click Here to see Dr. Moreland's information page on financing

Now, you might be wondering, "How do I actually get my insurance to pay me back?" Let's go over that next!

what will insurance cover for evals?

You will have to call your insurance to find out this specific information.

Psychological Evaluations & Neuropsychological Evaluations

Navigating Insurance

QUESTION GUIDE FOR INSURANCE

Psychological Evaluations & Neuropsychological Evaluations

Navigating Insurance

QUESTION GUIDE FOR INSURANCE

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