Dr. Moreland accepts certian Aetna Plans in CO, TX, and WA,
While she may be in network with your insurance, the coverage can vary based on your specific plan and the services you require. Before your intake appointment, you will receive an email from our billing company, ALMA, to verify your insurance information.
It's important to contact Aetna directly or review your insurance policy to understand what is covered, including any deductibles, copayments, or coinsurance that may apply.
After the Intake Appointment Dr. Moreland will have the information needed to determine if Insurance will cover the evaluation based on the diagnostic questions and medical necessity.
INSURANCE COVERAGE FOR EVALUATIONS: Aetna ONLY covers evaluations if it is an evaluation of a mental health diagnosis (e.g., serious psychiatric illness, alcohol and/or drug abuse), to aid in the assessment of cognitive impairment due to medical or psychiatric conditions, or when needed to enhance psychiatric or psychotherapeutic treatment outcomes. Dr. Moreland is only in-network with Aetna (for clients in CO, TX, and WA). However, she offers Super Bills as a way for the client to attempt to get reimbursed by their insurance company. To read more about this process you can visit: https://ipctesting.org/insurance
WHAT INSURANCE WILL NOT COVER: Aetna and most insurances DO NOT COVER evaluations that are for Education, Employment, Disability Qualification, or Legal/Court-Related purposes. It also does not cover “uncomplicated” evaluations for only ADHD (e.g., not combined with history of post head trauma, seizures, learning disabilities, language/communication disorders, etc.). If you believe this is incorrect, please check benefit plan descriptions and send documentation to Dr. Moreland with your specific Aetna plan coverage.
IF DR. MORELAND IS NOT IN NEWORK WITH YOUR PLAN:
Finding a provider covered by insurance can be tough. But don't give up! If you're still stuck after searching through insurance lists and websites like psychologytoday.com, there are other options.
OPTION A: Pay upfront and ask your insurance to reimburse you by submitting a superbill.
OPTION B: Look for a provider who offers payment plans or financing like CareCredit. You can cover your evaluation costs this way and then submit the bill to your insurance for reimbursement. Click Here to see Dr. Moreland's information page on financing
Now, you might be wondering, "How do I actually get my insurance to pay me back?" Let's go over that next!
Once you've found a provider to assist you with your psychological needs, it's a good idea to ask them some important questions.
Here are a few you might consider:
**Dr. Moreland is equipped to provide SuperBills, Detailed Good Faith Estimates, and has partnered with CareCredit to offer financing options.
Once you've received the Detailed Good Faith Estimate, it's time to reach out to your insurance company.
Below are some questions you might want to ask them, along with guidance on what to do next:
It may be helpful share the answers to these insurance questions with the provider you've chosen. This will help them provide a more accurate estimate of the testing costs beyond what insurance may cover.
Below is an example questionnaire to help you navigate asking your insurance questions.
QUESTION GUIDE FOR INSURANCE (pdf)
DownloadDisclaimer: Please note that the information provided here is merely a suggested guide. Dr. Moreland is not an insurance expert and cannot guarantee that this information aligns perfectly with your individual plan or circumstances. It's crucial to contact your insurance company directly and/or review your insurance plan to understand how it applies to your specific situation. Your insurance coverage may vary, so it's essential to verify details directly with your provider.
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